The operating system for payment ops

Every transaction traced. Every dollar defended.

TraceTxn connects your internal order data, customer invoices, and explicit user consent directly to your payment processor.

Eliminate data fragmentation, automate your revenue defense, and secure your financial infrastructure, all in one continuous line.

  • Hashed evidence chain per order
  • Per-org Stripe routing, your keys, encrypted
  • Tenant-configurable order workflows
  • Hosted consent + dispute-ready receipts

How it works

Every milestone linked in a single line.

Move away from disconnected tracking. TraceTxn monitors and anchors every stage of the customer journey, from order created to the final payment ledger event, on one canonical chain every surface reads in realtime.

TraceTxn · order lifecycle

ORD-260805-K4M9P2RT3W

One canonical chain · backend authority · realtime push

Lifecycle ledger

10 canonical states
  1. Order created

    Agent · Mira Holst

    08:13:35
  2. Gateway selected

    Stripe · frozen for this order

    08:13:53
  3. Payment link generated

    Session cs_test_a1B2c3…

    08:13:53
  4. Email sent

    Consent record created in lockstep

    08:14:46
  5. Consent received

    Customer · IP 73.114.142.18

    08:21:22
  6. Payment started

    Customer reached the gateway

    08:21:30
  7. 7

    Paid

    Webhook reconciled · pi_3R7kx2KZ4m…

    08:21:35
  8. 8

    Confirmation sent

    Receipt delivered via durable outbox

    -
  9. 9

    Refunded / Failed

    Refund + failure paths preserve the chain

    -

Backend authority, never UI optimism

Every status badge in TraceTxn derives from the canonical chain. The dashboard, the order detail, and the dispute log all read the same record at the same time. No shadow store.

  • One canonical row per order, queried by every surface
  • No client-side state that diverges from server truth
  • Dispute review and customer page read the same record

Idempotent webhooks, atomic writes

Duplicate Stripe deliveries collapse to one transition. Stamping a row as paid writes the audit, the event, and the outbox inside a single transaction boundary.

  • Webhook dedupe at the processed_webhook_events collection
  • Status, audit, event, outbox in one withTx() call
  • Concurrent webhook + reconcile races collapse at the index

Realtime push, polling backstop

The operator's surface receives SSE updates the moment the webhook fires. If the connection drops, polling fills the gap so the canonical record never disagrees with what's on screen.

  • Per-tenant SSE channel scoped to the actor's org
  • Order-detail queries auto-poll while status is non-terminal
  • Reconnect on tab focus, no missed transitions on sleep

Refunds and failures preserve the chain

Refunded orders never delete. Failed orders never delete. Risk-flagged orders persist through archive. A dispute six months later still has a complete artifact.

  • Append-only evidence rows enforced at the model layer
  • Archive flips state, never removes the chain
  • Hash-linked events let the bank re-verify integrity

Who it's for

Built for Shopify, e-commerce, and modern digital engines.

Whether you are scaling a Shopify storefront, a B2B SaaS platform, a high-ticket agency, or a productized consulting business, if your payment records are disconnected from your application logs, you are bleeding revenue.

One backbone, shaped to your business

itemType · attributes · evidence
  • Shopify / E-commerceorder_linesku · variant · fulfillmentgateway receipt + delivery proof
  • B2B SaaSsubscriptionplan · seats · billing_periodinvoice + consent-to-charge trail
  • Agencyengagementscope · milestone · ratesigned SOW + delivery sign-off
  • Productized consultingpackagedeliverable · revision_cap · termacceptance + completion record
  • Retail / DTCproductsku · size · color · imagegateway receipt + delivery proof
  • B2B invoicingnet_invoicepo_number · terms_days · contract_refPO match + remittance trail

Not listed above? The same backbone carries it, the catalog editor accepts any shape. Define your item type, declare your attributes, run your first order, and every payment record stays anchored to the application event that produced it.

Features

Core features built for high-signal operations.

Six capabilities, every one of them shipped. The sections below walk each in depth, this is the map.

Evidence

Hashed evidence chain per order

Every transition appends a SHA-256-linked event. When a chargeback lands weeks later, the dispute artifact is already built, exportable as a bank-grade PDF.

Traceability

Every milestone anchored to the ledger

Order, link, consent, payment, refund, each stage links to the canonical chain. No transaction floats free of the event that produced it.

Auditability

Append-only audit log

Typed rows carry actor, IP, user-agent, and metadata. Not editable, even by admins. The record an auditor or bank can re-verify on demand.

Payment operations

Gateway-agnostic orchestration

Connect your own Stripe in 60 seconds, your keys encrypted at rest. Routing, webhooks, and reconciliation run through one contract per provider.

Dispute readiness

Consent captured before the charge

Hosted, token-bound consent freezes IP, user-agent, and signed name onto the chain, the strongest signal a card network reads in a dispute.

Operational intelligence

Realtime canonical record

SSE push the moment a webhook fires, polling backstop behind it. Reason-code analytics surface why losses happen, not just that they did.

Comparison

Infrastructure-grade tracking vs. basic bookkeeping.

Bookkeeping records what happened. TraceTxn proves it, link by link, in a form the bank and the auditor can re-verify.

TraceTxn

Payment operations

Bookkeeping + processor dashboard

The status quo

Transaction traceability

A hashed chain links every milestone to its payment ledger event.

Orders, logs, and payouts live in separate systems; reconciliation is manual.

Evidence generation

The dispute artifact is assembled inline, exported as a bank-grade PDF.

Evidence is gathered by hand, after the chargeback has already landed.

Dispute readiness

Consent, IP, and the full timeline are frozen at dispute time.

Screenshots and email threads stitched together under a deadline.

Operational visibility

One canonical record, pushed realtime to every surface that reads it.

Status lives in spreadsheets, inboxes, and someone's memory.

Payment infrastructure

Gateway-agnostic orchestration on your own keys, encrypted at rest.

Locked to a single processor's dashboard and its export limits.

Every order opens a case file the moment it's created. Items, customer, gateway selection, consent signature, every email, every gateway round-trip, all written into a hashed chain as they happen.

When a dispute arrives, weeks later, the artifact is already built. The operator clicks Export PDF and forwards a bank-grade document, the one rendered below is the actual surface, not a marketing facsimile.

TraceTxn · case file

ORD-260805-K4M9P2RT3W

Generated 2026-05-26 08:14:35 UTC · 9 events · Integrity VALID

Order evidence - ORD-260805-K4M9P2RT3W

Chain integrity verified

Order summary

Customer

Talia M. Berenson

Amount

$2,840.00 USD

Status

PAID

Provider

Budget

Vehicle

Toyota Camry XLE 2025

Evidence timeline

(9 events)
  1. 1

    Order created

    Agent · Mira Holst

    22:13:35
  2. 2

    Payment gateway selected

    Agent · Mira Holst

    22:13:53
  3. 3

    Payment link generated

    Session cs_test_a1B2c3… · Intent pi_3R7kx2KZ4m…

    22:13:53
  4. 4

    Payment request email sent

    To [email protected]

    22:14:46
  5. 5

    Consent requested

    Token cda61ecc5b18eb96…

    22:14:35
  6. 6

    Consent received

    Customer · Talia M. Berenson · IP 73.114.142.18

    22:21:22
  7. 7

    Payment completed

    Gateway Stripe · Intent pi_3R7kx2KZ4m…

    22:21:35
  8. 8

    Confirmation email sent

    To [email protected]

    22:21:35
  9. 9

    Order confirmed

    System

    22:21:35

Evidence integrity

Each event is cryptographically chained. Any tampering would break the chain.

VALIDChain verified

Same panel, four states

READY · OPEN · WON · LOST
READY

Dispute-ready

Evidence
9 events
Consent
Signed 08:21:22
Integrity
Valid
OPEN

Awaiting outcome

In dispute

$2,840

Reason
13.1
Opened
2026-05-05
Deadline
2026-05-12
CASE WON

Reversed in your favor

Recovered

$2,840

Reason
13.1
Decided
2026-05-21
Outcome
Won, Reversed
CASE LOST

Decided against

Lost

$2,840

Reason
10.4
Decided
2026-05-18
Outcome
Lost

Most orders sit at READY. OPEN lights up when a chargeback arrives; WON or LOST when the bank decides. Same shell, four variants, no separate dispute surface to navigate.

Webhook idempotency
100%

Every gateway event collapses to one transition.

Drift between surfaces
0

One record · realtime push + polling backstop.

Evidence retention

Paid, refunded, disputed, kept forever.

00

Compliance isn't an export feature. It's the schema.

Every record TraceTxn writes is shaped for the conversation finance has with auditors and banks. Actor identity, request context, hash linkage, and immutability proofs are storage primitives, not a reporting layer added on later.

01

Backend authority, never UI optimism

Every status badge derives from the canonical record. The dashboard, the order detail, and the dispute log read the same row at the same time.

02

Append-only audit log

Typed audit rows with actor, IP, user-agent, and metadata. Not editable, even by admins.

03

Hashed evidence chain

Per-order events chain-hash to the previous entry. Any rewrite breaks the chain, provable to disputes and regulators.

04

Atomic webhook handling

Idempotent, defensively ordered, conditional updates. Duplicate Stripe delivery is a no-op. Retried reconcile is a no-op.

05

Operations-grade idempotency

Consent recorded once. Confirmation emails sent once. Refunds ratchet forward, never backward.

06

Retention by design

Paid orders never delete. Refunded orders never delete. Risk-flagged orders persist through archive, surfaces dim, records stay.

One gateway in production today. Four more, one adapter away each.

The orchestration layer under TraceTxn was built gateway-agnostic from day one. New adapters slot in without rewriting the order lifecycle, the webhook contract, or the audit chain, they implement one interface and the rest of the platform doesn't know which provider routed a specific charge.

Routing precedence: per-order override → org default → registry default. Normalised VerifiedPaymentEvent shape across providers.

src/server/payments/gateway.tsinterface
interface PaymentGateway {  // Stable identifier + admin label.  key: PaymentGatewayKey;  label: string;  enabled: boolean;   // One contract, every adapter.  createSession(input): Promise<CreatedSession>;  verifyWebhook(body, sig): VerifiedPaymentEvent;  getSessionStatus(id): Promise<SessionStatus>;  expireSession(id): Promise<void>;}

Live

  • StripeCheckout · webhooks · disputes · refunds in production
  • ManualWire · ACH · any out-of-band capture flow

Next

  • RazorpayAdapter scaffold ready · India-region routing
  • Authorize.netAdapter scaffold ready · activation on credentials

Roadmap

  • AdyenCard-present + 3DS routing under design
  • PayPalMarketplace flow under design

Setup

Create the workspace. Run your first paid order before the day ends.

Item types, orders, evidence, and consent are universal primitives. Pick a vertical template, connect Stripe, run a real order through the lifecycle, all of it inside your tenant from the first minute.

Step 01

Create your workspace

Sign up, name your business, pick a vertical template (retail, services, rental, repair, dealership, generic). The catalog seeds itself; the operator console is live.

Step 02

Connect Stripe

One-click test, auto-registered webhook endpoint, deep links into your Stripe dashboard. Razorpay and Authorize.net adapters slot in next.

Step 03

Run your first order

Catalog, order, payment link, consent, paid. Every transition recorded on the evidence chain from minute one.

What every workspace gets

  • Org-isolated data, your tenant, your records
  • Branded customer-facing payment pages
  • Role + permission matrix (Admin, Staff, custom)
  • Audit-grade hashed evidence chain
  • Hosted consent capture
  • PDF + CSV dispute exports
  • Realtime SSE lifecycle updates
  • Stripe live, Razorpay + Authorize.net adapters next

Side door

For custom, high-volume, or procurement-led setups.

Most teams start free and grow from there. If you need scoped routing, regional gateway selection, a procurement track, or volumes that warrant a dedicated conversation, tell us about it and we'll respond within one business day.

Direct line

[email protected]

Reaches the team building and operating TraceTxn. No drip, no SDR.

By submitting, you agree to be contacted by the TraceTxn team about your request. No marketing.

Open a workspace in 3 minutes

Build bulletproof payment operations.

Connect your core stack, eliminate fragmented tracking gaps, and protect your merchant processing pipeline. No call required. No engineer required.